Homeowners on a low income and in need of home improvements to their kitchens may benefit from a low cost loan scheme on offer from South Somerset District Council.Chard resident Christine Ingham took advantage of the loan scheme to fix her roof, and subsequently sung the praises of her local council in an interview with This is The West Country for the difference in made.She told the newspaper The difference to my quality of life is amazing - its not just the physical job. I am certainly warmer and more comfortable than ever before.Homeowners were recently warned by MyHammer country manager Jim Hustwit to pay professionals to carry out home improvements.For example, installing a new kitchen sink or other kitchen appliances is not always as easy as it may appear.Mr Hustwit noted Knocking down walls and things, we would advise against that.If it is a load-bearing wall then it might bring the house down.