People considering fitting a new kitchen themselves ought to check that they are covered by their home insurance policy, it has been suggested.Insurance firm Confused.com has advised those planning DIY tasks to ensure they have adequate insurance if their work goes wrong.According to the firm, this may mean people need to take out accidental damage cover for both the building and its contents.However, people planning on plumbing work, such as fitting new taps and sinks, may want to seek professional help as most insurance firms will not provide cover for such projects.Simon Lamble, product director for Confused.com, said DIY disasters can cost lives, sends around 200,000 people a year to casualty, and the home repair bill costs in the hundreds of millions of pounds, therefore its essential to lessen the risks to both yourself and your home.The companys message echoes comments made recently by Andrew Lowe, head of home insurance for Direct Line.Mr Lowe recommended anyone planning to fit a kitchen or bathroom to seek professional advice.